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Discover exciting career opportunities at Bank BTN in 2025. Learn about job openings, recruitment programs, benefits, and how to apply for a successful career in one of Indonesia’s leading state-owned banks.
Introduction: Why Choose a Career at Bank BTN?
In the ever-evolving financial landscape, working at a reputable institution like Bank Tabungan Negara (BTN) offers stability, growth, and purpose. As a state-owned bank with a strong focus on housing finance, Bank BTN plays a critical role in Indonesia’s economic development. A career at BTN is more than just a job—it’s an opportunity to make a difference in people’s lives through financial inclusion, innovation, and housing development.
With a growing emphasis on digital banking, sustainability, and talent development, BTN is actively seeking passionate individuals to join its dynamic workforce in 2025 and beyond.
About Bank BTN
- Full Name: PT Bank Tabungan Negara (Persero) Tbk
- Established: 1897 (as Postspaarbank), became Bank BTN in 1963
- Ownership: State-Owned Enterprise (BUMN)
- Headquarters: Jakarta, Indonesia
- Focus: Housing loans (KPR), digital banking, and inclusive finance
- Employees: Over 10,000 across Indonesia
Why Work at BTN?
✅ 1. Stable Career with a Government-Backed Bank
BTN offers strong job security and financial stability, being a trusted BUMN institution.
✅ 2. Opportunities for Growth
From internships to managerial roles, BTN provides clear career development paths supported by internal training and external certifications.
✅ 3. Innovative & Digital Transformation Culture
BTN is embracing digital banking, fintech collaboration, and data-driven services—ideal for tech-savvy professionals.
✅ 4. Nationwide Branch Network
With branches across Indonesia, BTN offers job placements in major cities and regions, opening opportunities to work closer to home or explore new areas.
✅ 5. Attractive Benefits
Employees enjoy comprehensive health insurance, bonuses, career incentives, pension programs, and other competitive perks.
BTN Career Pathways in 2025
Bank BTN offers various job roles based on your background and experience. Here’s a look at the main career categories:
💼 Corporate & Office Roles
- Risk Analyst
- Auditor
- Legal Officer
- Credit Analyst
- Finance & Accounting
- Compliance Officer
🏦 Branch & Retail Banking
- Customer Service Officer (CSO)
- Teller
- Relationship Manager (RM)
- Sales Executive
- Branch Manager
💻 Technology & Innovation
- IT Developer
- Data Scientist
- Cybersecurity Analyst
- Digital Banking Specialist
🌱 Sustainability & ESG
- ESG Analyst
- Green Finance Officer
- Corporate Social Responsibility (CSR) Coordinator
Recruitment Programs at Bank BTN
Bank BTN offers structured entry programs for fresh graduates and professionals looking to transition into banking:
🎓 1. Officer Development Program (ODP)
ODP BTN is a flagship talent development initiative aimed at preparing future leaders through:
- Intensive training & banking certifications
- Job rotation across departments
- Leadership mentoring & on-the-job learning
- Opportunities for promotion
Eligibility:
- Bachelor’s or Master’s degree (min. GPA 3.00)
- Majors: Economics, Management, Accounting, Law, IT, etc.
- Strong communication & analytical skills
- Willingness to relocate
🧑🎓 2. General Banking Staff (GBS) Program
Targeted at fresh graduates for operational roles such as tellers, customer service, and sales.
👩💻 3. Internship Program
Open for university students seeking hands-on banking experience before graduation.
How to Apply for a Job at BTN
📝 Step-by-Step Guide
- Visit BTN Career Portal
Go to https://recruitment.btn.co.id - Register and Create a Profile
Upload your CV, academic transcripts, and a recent photograph. - Select a Program or Position
Choose open vacancies or apply through recruitment events. - Submit Your Application
Follow all instructions carefully and ensure accurate data. - Online Test & Assessment
Shortlisted candidates will be invited for aptitude and personality tests. - Interview Stage
Consists of HR and user interviews, either online or offline. - Medical Check-Up & Final Selection
Final screening includes a health check and background verification.
Tips to Stand Out During BTN Recruitment
- Customize your resume for the specific role or program.
- Highlight leadership roles, academic achievements, or internship experience.
- Learn about BTN’s values: Integrity, Professionalism, Teamwork, and Innovation.
- Practice aptitude tests and interview simulations.
- Be ready to discuss Indonesia’s housing sector and BTN’s role in it.
Benefits & Compensation at BTN
Bank BTN offers one of the most comprehensive employment packages among Indonesian banks:
💸 Financial Benefits
- Competitive base salary
- Performance bonuses
- Housing and transport allowances
🩺 Health & Well-Being
- Full medical coverage
- Annual health check-ups
- Employee wellness programs
📚 Development & Education
- In-house training
- External certifications and scholarships
- Leadership development workshops
🌴 Work-Life Balance
- Annual leave, maternity/paternity leave
- Pilgrimage leave (Ibadah Haji)
- Remote work opportunities for select roles
BTN’s Commitment to Digital Banking and ESG in 2025
As Indonesia enters the digital finance era, BTN has launched initiatives like:
- BTN Mobile: A user-friendly mobile banking app
- BTN Properti: A digital platform for housing loans
- Green Financing Programs for environmentally friendly housing
- Digital HR Systems to enhance employee experience
This shows that BTN isn’t just keeping up—it’s leading change in housing finance and banking innovation.
BTN Job Locations
As a national bank, BTN’s workforce is spread across major and regional cities:
- Jakarta
- Surabaya
- Bandung
- Medan
- Makassar
- Yogyakarta
- Denpasar
- Balikpapan
- Palembang
Working in these areas provides both urban experience and regional insight, depending on your career goals.
Testimonials from BTN Employees
“Through ODP, I’ve grown from trainee to branch supervisor in 3 years. BTN invests in its people.”
— Andi, BTN ODP Alumni, Surabaya
“I started as a CSO and now lead digital customer engagement projects. BTN supports career mobility.”
— Dewi, Digital Banking Specialist
“At BTN, you’re not just helping clients with loans—you’re helping them own their first home.”
— Rama, Mortgage Consultant
Conclusion
A career at BTN is a meaningful step for anyone passionate about finance, housing, and national development. With strong government backing, innovation-driven projects, and continuous learning, BTN is a great place to grow your future.
In 2025, as BTN continues to transform into a digital-first bank with a strong social mission, this is your chance to be part of something impactful and long-lasting.
Call to Action
💼 Ready to start your BTN career?
Visit the official portal at https://recruitment.btn.co.id and apply today!
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