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Explore Kredivo career opportunities in 2025. Learn about the company culture, job roles, benefits, and how to apply for a rewarding career in Indonesia’s leading fintech company.
Introduction
Looking to build a career in a fast-growing fintech company that’s redefining the digital credit landscape in Southeast Asia? Kredivo, a leading digital credit platform in Indonesia, is offering exciting career opportunities for professionals passionate about innovation, technology, and financial inclusion. As the fintech industry continues to boom, Kredivo stands out as a top employer in 2025, offering competitive benefits, dynamic roles, and a purpose-driven culture.
This article explores everything you need to know about Kredivo careers, including why you should consider joining, what roles are in demand, how the recruitment process works, and tips to succeed as a candidate.
About Kredivo
Founded in 2016, Kredivo operates under FinAccel, a Singapore-based fintech company. It has quickly become one of Indonesia’s most trusted Buy Now, Pay Later (BNPL) platforms. By providing instant credit financing for e-commerce and offline purchases, Kredivo has empowered millions of Indonesians to access flexible payment solutions.
Kredivo’s mission is to make credit more accessible, fair, and user-friendly in Southeast Asia. With rapid growth, strategic partnerships, and a strong user base, Kredivo is expanding its team and investing in top talent.
Why Build a Career at Kredivo?
1. Innovative Work Culture
Kredivo fosters a startup-like environment where creativity, agility, and collaboration are at the core. Employees are encouraged to think outside the box, challenge norms, and experiment with cutting-edge technologies.
2. Career Development
From internal training programs to leadership opportunities, Kredivo supports continuous learning. Employees have access to mentorship, skill-building workshops, and exposure to real-world fintech challenges.
3. Diverse Roles Across Functions
Whether you’re a developer, marketer, analyst, or customer experience specialist, Kredivo offers diverse roles for various skill sets. The company regularly hires for:
- Engineering & Tech
- Data Science & Analytics
- Product Management
- Marketing & Growth
- Operations & Customer Service
- Legal, Compliance & Risk
- Finance & Accounting
- Human Resources
4. Inclusive Company Culture
Kredivo emphasizes diversity and inclusion. The company welcomes people from different backgrounds, genders, and ethnicities, promoting equal opportunities for growth and advancement.
5. Competitive Compensation and Benefits
Working at Kredivo means you’ll receive a competitive salary, health insurance, performance bonuses, stock options, paid leaves, and other perks like remote work flexibility and wellness programs.
Popular Kredivo Job Roles in 2025
Here are some of the most in-demand positions at Kredivo in 2025:
● Software Engineer
As a software engineer, you’ll build scalable fintech solutions, work with cross-functional teams, and contribute to the development of Kredivo’s core lending platform.
Skills required:
- Java, Kotlin, Python
- Microservices & cloud architecture (AWS)
- REST APIs and system integration
- Agile/Scrum methodology
● Product Manager
Product Managers at Kredivo are responsible for shaping product roadmaps, improving user experience, and launching new features based on customer feedback and business goals.
Skills required:
- Product lifecycle management
- UX/UI understanding
- Data-driven decision-making
- Stakeholder management
● Data Analyst / Data Scientist
Data plays a key role in Kredivo’s decision-making. Analysts and data scientists help improve credit scoring models, detect fraud, and generate insights for business strategies.
Skills required:
- SQL, Python, R
- Machine learning models
- Big data tools (Spark, Hadoop)
- Data visualization (Tableau, Power BI)
● Customer Service Specialist
This role ensures high customer satisfaction by resolving queries, processing applications, and offering guidance through various communication channels.
Skills required:
- Communication & empathy
- Problem-solving
- CRM tools (Zendesk, Freshdesk)
- Fluency in Bahasa Indonesia and English
Kredivo Office Locations
Kredivo operates primarily in Jakarta, Indonesia, but also offers remote-friendly roles depending on the job type. The main headquarters features a modern and collaborative workspace, equipped with open meeting areas, tech-enabled conference rooms, and relaxation zones.
How to Apply for a Job at Kredivo
1. Visit the Official Careers Page
Go to https://www.kredivo.com/careers or the FinAccel group website to find open positions across departments.
2. Use Job Portals
You can also find Kredivo job openings on:
- Kalibrr
- JobStreet
- Glassdoor
- Tech In Asia Jobs
3. Prepare Your Application
Make sure your CV is up-to-date, tailored to the specific role, and highlights relevant skills and achievements. Include a cover letter to demonstrate your interest in Kredivo and why you’re a good fit.
4. Recruitment Process Overview
- Application Review
- Initial Interview (HR)
- Technical/Functional Interview
- Assessment Test (if applicable)
- Final Interview with Team Lead or VP
- Offer and Onboarding
The process can take 1–3 weeks depending on the role.
Insider Tips to Succeed at Kredivo
● Show Passion for Fintech
Kredivo looks for candidates who are genuinely interested in solving problems in financial services, digital payments, and financial inclusion.
● Be Data-Driven
Almost every team at Kredivo relies on data. Highlight how you’ve used data to drive decisions in past roles.
● Embrace Agile Thinking
Demonstrate adaptability, ownership, and a problem-solving mindset. Share examples of how you’ve contributed in fast-paced environments.
● Research the Company
Stay updated on Kredivo’s recent news, partnerships (e.g., with Tokopedia or Shopee), new product launches (like personal loans), and market expansions.
Employee Testimonials
“Working at Kredivo has been a game-changer. The culture is fast-paced, but supportive. I’ve learned more here in a year than I did in three years elsewhere.”
— Ayu, Product Analyst
“As an engineer, I love how Kredivo lets us own our code and ship fast. The team is sharp, and everyone pushes each other to do better.”
— Fajar, Backend Developer
Kredivo Internship Program
Kredivo also offers internships for university students and fresh graduates looking to gain real-world experience. Internship roles span across departments such as:
- Marketing
- Tech
- Business Operations
- Product Design
- Data Analytics
Interns receive mentorship, a structured project, and even opportunities for full-time conversion.
Career Growth and Mobility
Kredivo believes in promoting from within. High-performing employees often receive cross-functional opportunities, promotions, or relocation chances to partner companies in Southeast Asia. Kredivo also sponsors employees for further education and certifications relevant to their roles.
Conclusion
Choosing a career at Kredivo in 2025 means stepping into a vibrant fintech environment where innovation meets impact. With an inclusive culture, exciting roles, and a commitment to solving real-world financial problems, Kredivo offers a rewarding journey for professionals who want to grow and make a difference.
Whether you’re a developer, marketer, analyst, or fresh graduate, there’s a place for you at Kredivo. Now is the perfect time to explore job openings and be part of one of Southeast Asia’s most dynamic tech companies.
FAQs About Kredivo Careers
Q1: Is Kredivo a good place to work?
A: Yes, Kredivo is known for its supportive culture, competitive compensation, and learning opportunities.
Q2: Does Kredivo allow remote work?
A: Some roles are remote-friendly, especially in tech and analytics departments.
Q3: What language is used in Kredivo’s workplace?
A: English is commonly used in documentation and meetings, but Bahasa Indonesia is also widely spoken.
Q4: Does Kredivo hire fresh graduates?
A: Yes, through internships and entry-level roles.
Q5: How long does the hiring process take?
A: On average, 1–3 weeks depending on the position and interview stages.
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